Lifelong Protection Plan
Windsor Life’s Lifelong Protection Plan is our most flexible product,
enabling our existing policyholders to choose from a wide range of
benefits.
You can also use it to make regular savings. In future you can add, remove,
or amend benefits according to your changing needs – as long
as you meet certain underwriting criteria.
- You can choose from a range of 14 investment funds, with investment
expertise provided by top performing investment manager Aberdeen
Asset Management.
- Administration charges are from around only 1% per annum, depending on your
choice of investment funds.
- You pay no up-front charges.
- You pay no hidden charges if you stop or reduce premiums
later on.
- You pay no penalties upon surrendering the policy.
You can choose your benefits from the following main benefit types:
Life cover
This provides a lump sum if the life assured dies, or is diagnosed with a terminal
illness having less than 12 months to live. Critical illness cover can be included
with this benefit at an extra cost.
Critical Illness cover
This provides a lump sum if the life assured is diagnosed with one of a specified
list of critical illnesses (click here for
list of critical illnesses).
Permanent Health Insurance
If the life assured suffers from an illness or injury that prevents him or
her from working for a long period, this benefit provides a regular income
to replace part of the income that they would have otherwise earned.
Regular savings
If you need to save to meet a future financial need, such as meeting your children's
future education costs, you can save regularly towards this target. You can
also choose the level of life cover or other protection benefits to include
with your policy. We will regularly review the policy to help you check if
your savings meet or exceed your target.
Download Key Features Document (145Kb)
Download Policy Provisions (109Kb)
To request an individual illustration, please choose from the four benefit options below:
Investments may do better in some years than others. You should remember that such
investments may go down as well as up. Past performance is not a guide
to future performance.
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