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This page relates to the Windsor Life With-Profit Fund

Principles and Practices of Financial Management (PPFM)

The Financial Services Authority (FSA) requires firms to establish and maintain a document called Principles and Practices of Financial Management (PPFM). This detailed document describes how the Company runs the with-profits business. We currently have the following documents available for you to download:

• PPFM - July 2011 (350 Kb) - current version, effective from 1 July 2011.

Previous versions:

• PPFM - July 2010 version (350 Kb)
• PPFM - July 2009 version (364 Kb)
• PPFM - December 2007 version (395 Kb)
• PPFM - December 2005 version (412 Kb)
• PPFM - June 2005 version (240 Kb)
• PPFM - April 2004 version (623 Kb)

• More information:

• Principles and Practices of Financial Management (PPFM)
• Consumer-Friendly PPFM
• Annual reports to policyholders
• Current bonus rates
• Fund asset mix
• Market value reduction (MVR)